Some insurance policies like property insurance or liquor liability insurance are pretty self-explanatory. But other common coverage options can require a bit of an explanation. General Liability Insurance and Umbrella Liability Insurance are two common types of coverage for franchises. [...]
As a franchise business operating in today's digitally connected world, your business faces several cyber liability risks. Typically, most franchisees do not consider themselves at risk for a cyber attack and have failed to take measures to secure their systems [...]
If your business offers delivery, pickup or in-home services, your business faces certain risks that other franchises don't. Having employees that drive for work and company vehicles that need to be serviced and maintained increases your exposure to accidents, claims [...]
Lots of franchise businesses start out small. But as you hire more employees, open new locations or change business categories, it's important your workers' compensation coverage keeps pace with your growth. Understanding workers' compensation for your business is important and [...]
In franchises across the country, slips, trips and falls are a leading cause of injury. Both franchise employees and customers are at risk. The result of a slip, trip or fall can range from mild to severe. However, most of [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(844) 401-9446 | [email protected]
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
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The HOTWORX insurance program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage is provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. HOTWORX will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.